Comments on: Does health insurance cover laser hair removal for medical reasons?

By: ms.gooberface

ms.gooberface — Mon, 09 Feb 2009 18:59:09 +0000

I seriously doubt it since that part of your condition is cosmetic.

Are you taking any medication for your PCOS?

I am taking metformin and am on a weight loss program. My dr. told me that once everything stablizes the hair growth and periods will normal out

By: Tara662

Tara662 — Sun, 08 Feb 2009 18:40:51 +0000

I also have PCOS and a hairy problem.

Most HMOs will not cover it because hair removal is considered non-medical even though the cause (PCOS) is.

But, you can call your insurance company and ask them to find out.

By: mynekogirl

mynekogirl — Thu, 05 Feb 2009 07:37:48 +0000

Each health insurance company is the same, however the benefit plans are determined by your employer not your insurance carrier. For example CIGNA healtcare if you are employed with CHASE allow some cosmetic treatments that is deemed medically necessary. Such as a removal of a breast in regards to Cancer. Other employers may not allow this for their staff. Despite Micheal Moorse movie SICKO he did not mention that your benefits are determeind by the board of trustees at your place of work. Not by the Carrier, ie United Healthcare, Cigna, BlueCross Blue Shield. A company like BEHR STERNS covers everything for their employess. They are denied nothing. Another company to save money may not offer such perks. The reason why I know this is becuase I myself am a employer and I have staff that work for me. So check with both your Insurance carrier and your employer. Certian provisions in the contract may deny you treatment even if your plan booklet says its a covered benefit.

By: Q

Wed, 04 Feb 2009 01:48:06 +0000

The only way to find out is to ask your insurance company, since every company is different. I think they’ll say no, but it can’t hurt to ask.